Chip Lupo, Credit Card Writer
The Wells Fargo Autograph℠ Card interest rate is 19.49% - 29.49% Variable, with the actual rate depending on factors such as your income, credit history and existing debt. The Wells Fargo Autograph Card also offers new cardholders an introductory interest rate of 0% for 12 months from account opening on purchases. After the card’s intro rate expires, the regular interest rate applies to any remaining balance. The regular Wells Fargo Autograph Card interest rate is variable, meaning it can change based on certain economic conditions.
The Wells Fargo Autograph Card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Wells Fargo Autograph Card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.
In addition to the regular interest rate, Wells Fargo Autograph Card also charges a separate interest rate on cash advances. All Wells Fargo Autograph Card interest rates will be listed on your statement and on your online account summary.
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