How long does it take to get the Wells Fargo Business Secured card? This question is about the Wells Fargo Business Secured Credit Card

How long does it take to get the Wells Fargo Business Secured card?

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This question is about the Wells Fargo Business Secured Credit Card

Evelyn Boros, Credit Cards Moderator

@evelyn_boros • 07/29/22 This answer was first published on 08/18/21 and it was last updated on 07/29/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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After approval, it used to take 7-10 business days to get the Wells Fargo Business Secured Credit Card in the mail. However, it is worth noting that the Wells Fargo Business Secured Credit Card is no longer available to new applicants.

If you’re already a Wells Fargo Business Secured Credit Card customer and you’re waiting for a replacement, keep in mind that it usually takes 5-7 business days for the card to arrive in the mail.

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Do Wells Fargo Business Credit Cards do a hard pull?

Yes, the Wells Fargo business credit cards will do a hard pull. You will need a credit score of at least 700 to get a Wells Fargo business credit card, with the exception of the Wells Fargo Business Secured, which is available to applicants with bad credit.

There is no way to get pre-approved for a Wells Fargo business credit card. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the credit score damage … read full answer here.

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What are the Wells Fargo Business Secured card approval requirements?

The Wells Fargo Business Secured Credit Card approval requirements included a physical U.S. address, enough income to make monthly minimum payments, and a credit score of 300+. This means that this card accepted people with bad credit. However, it is worth noting that the Wells Fargo Business Secured Credit Card is no longer available to new applicants.

Alternative Credit Card Option… read full answer

If you’re looking for a secured business credit card, you should consider getting the Business Advantage Unlimited Cash Rewards Secured Card. This card also accepts people with bad credit (a credit score of 300+).

Keep in mind that Business Advantage Unlimited Cash Rewards Secured Card requires a security deposit of $1000, which will act as your credit limit. In addition, this card offers 1.5% cash back on all purchases.

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How can I track my Wells Fargo credit card delivery?

There is no way to track your Wells Fargo credit card delivery, according to customer service. Once you get approved for a Wells Fargo credit card, you’ll just have to wait approximately 10 business days for it to be delivered.

If your card does not arrive within 10 business days, call Wells Fargo to make sure there were no problems with the shipment. Worst case scenario, Wells Fargo will cancel that card and send a new one. Unfortunately, you cannot get expedited shipping for Wells Fargo credit cards.… read full answer

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