The best Wells Fargo Cash Wise Visa® card benefits include $150,000 in travel accident insurance, an auto rental collision damage waiver, and $1,200 per year in cell phone insurance. This credit card also offers an introductory APR on both purchases and balance transfers, along with generous rewards.
So even though the Wells Fargo Cash Wise Visa® card doesn’t have quite as many traditional benefits as some elite cards, it’s still a great spread considering the card has a $0 annual fee.
Top 7 Wells Fargo Cash Wise Visa® card Benefits and Features:
Travel accident insurance: You and immediate family members are covered up to $150,000 per trip for death or bodily injury caused by a travel provider. You must have booked the travel entirely using this card.
Auto rental collision damage rental: If you rent a car with the Wells Fargo Cash Wise Visa® card, you are covered up to the value of the rented car against damage and theft. The coverage period is up to 15 consecutive days in the U.S. and up to 31 days abroad. Some cars are excluded, as are some driving situations; check your benefits guide for details.
Cell phone insurance: If you pay your cell phone bill with your Wells Fargo Cash Wise Visa® card, you are covered against damage, theft or loss of your cell phone. The coverage is up to $600 per claim and $1,200 per 12-month period. There is a $25 deductible.
Roadside assistance: The Wells Fargo Cash Wise Visa® card provides a line that cardholders can call 24/7 for roadside assistance: (800) 847-2869. However, this benefit is not free. It costs $69.95 per service call, and could cost more if you need anything more complex than a short tow, tire change, jump start, etc.Introductory APR: This credit card offers 0% for 15 months introductory APR on purchases and 0% for 15 months on qualifying balance transfers.
Initial bonus: Spend $500 in the first 3 months to earn $150.
Ongoing rewards: 1.5 - 1.8% cash back on purchases.
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