Alicia Kane, savvy shopper
@Alicia_K
Your Wells Fargo Cash Wise credit limit will depend on your creditworthiness, existing debt and income. Cardholders report average limits of $3,000 but those should only be taken as guidelines.

Wells Fargo Cash Wise Visa® card
MICHAEL BATTLE, Credit Card Gamer
@mikebattle
The Wells Fargo Cash Wise credit limit is at least $1,000 for all cardholders, according to Wells Fargo’s website. So anyone who qualifies for this card will have at least $1,000 of spending power. It’s also possible for someone to start with a credit limit well over $1,000. It depends on how good the applicant’s credit score is, how high their income is, and a number of other factors.
Wells Fargo does not disclose a maximum Wells Fargo Cash Wise credit limit. Some customers report getting credit limits greater than $10,000. But you’ll likely need a high income and little debt to get a limit that big.
If you’re not satisfied with your initial Wells Fargo Cash Wise credit limit, you can always ask for a credit limit increase. To do so, call 1-800-642-4720. You should have at least 6 consecutive months of on-time payments before you call, for the best chances of success.
Depending on the account, Wells Fargo may or may not need to do a hard inquiry into your credit history to make a decision. If they do, your credit score will drop a few points. Wells Fargo will also periodically review your account, so they might eventually offer you an automatic credit limit increase even if you don’t ask. Automatic credit limit increases use a harmless soft credit inquiry.
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