People might be denied for a Wells Fargo Cash Wise card for a number of reasons, such as not meeting the minimum 700 credit score requirement or not having a high enough income. Other reasons for denial include too high of a debt level or too many recent credit inquiries. Or, there might be other negatives in your history, such as recent bankruptcy, that led to Wells Fargo’s decision to deny you.
If your application is denied, you will receive a letter explaining the reason. If you think the decision was based on inaccurate or outdated information, you can always call Wells Fargo at 1-866-412-5956 to ask for reconsideration of the decision.
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