Wells Fargo Cash Wise price protection provides up to $250 in reimbursement for each item bought with the Cash Wise card that goes on sale within the next 60 days. Wells Fargo will give you back the difference between the price you paid and the sale price. You can receive up to $1,000 in total reimbursement each calendar year. Some types of sales are excluded.
In order to file a Wells Fargo Cash Wise price protection claim, you’ll need to provide a copy of an advertisement showing the lower price. Call the Benefit Administrator at 1-800-553-7520 within 10 days of seeing the price in order to get a claim form. Then, return the claim form and advertisement, along with a few other required documents, within 20 days of contacting the Benefit Administrator.
The Mastercard price protection reimburses you when an item that you bought with your card goes on sale later. You can get back the difference between what you paid and the new sale price, up to $250 per claim and up to four claims every 12 months. You’re covered for the same amount on all types of Mastercard credit cards, but the coverage lasts longer on World and World Elite Mastercards than it does on standard Mastercards.… read full answer
Here’s how Mastercard price protection works:
Mastercard price protection reimburses you for the difference between the price you paid for an item and a lower price you find afterward.
You’re covered up to $250 per claim, and you can make a claim four times in a 12-month period.
Mastercard price protection gives you 60 days to make a claim after buying something.
World and World Elite Mastercard price protection give you 120 days to file a claim.
You must have a receipt and a print or digital advertisement with a date, the retailer name and the sales price as proof.
Purchases that aren’t covered by Mastercard price protection include jewelry, art, antiques, pre-owned items, custom-made items, plants, animals, items bought at auctions and more. Read your benefits guide for the full details.
To make a claim, call 800-627-8372 or visit www.mycardbenefits.com and request a claim form within 60 - 120 days of making your purchase (depending on the card). Submit the form and any other requested documentation within 180 days of when the advertisement for a lower price was posted.
After you buy something with your card, always keep an eye out for lower prices. You could save yourself up to $1,000 total per year with Mastercard credit card price protection. All Mastercard credit cards have it.
The Discover price protection benefit was discontinued on October 31, 2018. When it was still available, Discover price protection reimbursed cardholders for the difference between the price they paid for an item and a lower price they found advertised within the next 90 days. Discover offered up to $500 per item and $2,500 per account. All purchases made before October 31, 2018 still received their 90 days of coverage even after the program ended.… read full answer
In case Discover price protection ever comes back, you should know a few more things. Certain items were ineligible, like services, gift cards, jewelry, used items and more. And some sales didn’t count, like going out of business sales, low prices from employee discounts and more.
Discover also got rid of some other benefits. They axed travel insurance, rental car insurance, purchase protection, extended warranties and return protection. But that doesn’t mean Discover cards are bad now. They still offer excellent rewards and low fees.
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