You can check your Wells Fargo credit card application status online or by calling (800) 967-9521. If you’re already a Wells Fargo customer, all you need is your username and password. If not, you’ll have to provide your last name, birthdate, Social Security number and the access code that Wells Fargo emailed you when you applied. If you prefer to call over checking your status online, the phone line is open 24/7.
It should only take a few minutes to check your status and find out whether your application is approved, denied or still pending. You should get a final decision within 7 business days of applying. Approved applicants will get their card within 10 business days of approval. You can learn more below.
How to check your Wells Fargo credit card application status:
By Phone: Call (800) 967-9521 between 5:00 AM and 7:00 PM, Monday through Friday. When prompted, say, “Check the status of my application.” Then, enter your Social Security number.
Online: Use Wells Fargo’s application status webpage. You can check your status using your Wells Fargo login credentials. Or, you can use your last name, date of birth, Social Security number and an access code that Wells Fargo will email you when you first apply.
Email: Simply click “Check Your Application Status Now” in one of the emails you’ve received from Wells Fargo.
If your application is approved, your card should arrive within 10 business days of the decision being reached. However, if Wells Fargo denies your credit card application, you will receive a letter explaining why. If you believe the rationale doesn’t really apply to you, you can request reconsideration by calling (800) 869-3557. But this is a long shot.
You can check your credit card application status either online or over the phone, depending on the credit card company. Many credit card applicants receive a decision within minutes, but it can take longer if the issuer needs more information or if it’s a close call between approval and rejection. Some credit card applications stay in pending status for up to 30 days.… read full answer
All major credit card companies allow applicants to check their status by calling the main customer service line and following the prompts. Most major issuers – including American Express, Bank of America and Citibank – also offer a way to check your credit card application status online.
How to Check Your Credit Card Application Status with Major Issuers:
Whether you’re trying to check your application status online or over the phone, it can be stressful dealing with a pending credit card decision. Rest assured that even if you are eventually denied, you still have plenty of options.
Approval criteria for credit cards differ from one issuer to the next, and even from card to card with the same issuer. So if you’re denied for one card, it doesn’t mean you can’t be approved for another. For more information, check out this guide on what to do if your credit card application is denied.
Wells Fargo credit card requirements are similar to those of other issuers. You’ll have to provide standard personal information such as name, address, and date of birth. A Social Security number is also required.
For your personal information, Wells Fargo requires you enter a physical address. P.O. Box numbers are not permitted. If you receive the majority of your mail at a P.O. Box, you will be allowed to provide the box number as your billing address, if you are approved for a credit card. … read full answer
Documents such as birth certificates, drivers licenses, and Social Security cards are not required, but in some instances, you may be asked to provide copies in order to verify your personal information.
Credit score requirements, however, will vary. You’ll need an excellent credit score (750+) to qualify for the Visa Signature and Rewards cards. A minimum good credit (700-749) is required for the Cash Wise Visa, Platinum, and Propel American Express cards. If you have bad credit (640), you’ll likely qualify for the Cash Back College Card.
Wells Fargo also has standard age and income requirements. You must be at least 18 years old to apply for a credit card. If you’re under 21, you will need either a co-signer over the age of 21 on the application, or offer proof of your ability to make at least minimum credit card payments. These requirements are necessary in order to comply with the under-21 provision in the Credit CARD Act of 2009. The law states that anyone 21 years old or younger must meet one of these requirements in order to own a credit card.
Wells Fargo does not have an official cut off for a minimum income, but you are required to be employed and provide your annual income. Be sure to include all sources of income outside of wages and retirement benefits, if applicable. Those include rental income, any investment dividends. You will also be asked to provide your monthly rental or mortgage payment.
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