The best Wells Fargo bonus right now is $200 cash rewards after spending $1,000 in the first 3 months of account opening, offered by the Wells Fargo Active Cash card. In addition, the card offers 2% cash rewards on purchases. The Wells Fargo Active Cash annual fee is $0 and it requires at least good credit for approval.
There are plenty of other bonus offers available, though. So, if you’re not tied to Wells Fargo as an issuer, feel free to check out our editors’ latest picks for the best bonus credit cards on the market to see which one better suits your needs.
Wells Fargo credit card customers get a FICO score for free through their online account.
Once you enroll, you will receive monthly updates.
Your Wells Fargo credit card FICO score is calculated using your Experian credit report.
The score represents your creditworthiness based on factors like how much of your credit you use up, how many accounts you have open, how old the accounts are, whether you have a history of on-time payments and more.
FICO is one of the two major types of credit scores, the other being VantageScore. Both use the same data from credit reports, but differ in their scoring criteria. If you’d like to see your VantageScore 3.0 credit score, calculated based on your Transunion credit report, you can view it for free on WalletHub.
If you decide you don’t want to see your Wells Fargo credit card FICO score online anymore, click the link that says, “I no longer want Wells Fargo to display my FICO® Score” on the score page. That will opt you out, and you can always opt back in for free.
The best Wells Fargo cash back credit card is the Wells Fargo Active Cash® Card because it gives you $200 Cash Rewards. This card also offers 2% cash rewards on all purchases. Plus, cash back rewards do not expire as long as your account stays open. The card has a $0 annual fee, too.… read full answer
The Wells Fargo Active Cash card even comes with an intro APR of 0% for 15 months from account opening on both purchases and balance transfers. The card’s regular APR is 16.49% - 26.49% Variable. There is, though, a balance transfer fee: 3% intro for 120 days, then up to 5% (min $5). These features make Wells Fargo Active Cash an attractive card all-around.
Other Good Cash Back Credit Cards
Although the Wells Fargo Active Cash card is considered one of the best credit cards for cash back rewards, there are also several other good options available on the market. So, if you’re not loyal to Wells Fargo, you may want to try cards from other issuers:
The Wells Fargo Active Cash offers $200 cash rewards after spending $1,000 in the first 3 months. Plus, you can earn 2% cash rewards. In addition, it has an intro APR of 0% for 15 months from account opening on purchases and qualifying balance transfers. The balance transfer fee is 3% intro for 120 days, then up to 5% (min $5). The card’s regular APR is 16.49% - 26.49% Variable, based on your creditworthiness.
The Wells Fargo Reflect offers an introductory APR of 0% for up to 21 months from account opening on purchases and qualifying balance transfers. The balance transfer fee is 3% intro for 120 days, then up to 5% (min $5). The card’s regular APR is 14.49% - 26.49% Variable, based on your creditworthiness.
The Wells Fargo Business Platinum Credit Card offers $300 cash back for spending $3,000 in the first 3 months. In addition, you can earn 1.5% cash back on all purchases. Plus, it has an intro APR of 0% for 9 months on purchases and balance transfers. The balance transfer fee is 4% (min $10). The card’s regular APR is 12.74% - 22.74% (V), based on your creditworthiness.
It is worth mentioning that all these credit cards require at least good credit for approval. And they all have a $0 annual fee.
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