Wells Fargo credit card fees include the standard array of basic charges and usage costs. Most Wells Fargo credit cards will spare you the annual fee, but most will charge fees of 3% intro for 120 days, then up to 5% (min $5) for balance transfers; cash advance fees of 5% (min $10), and 3% foreign transaction fees.
Wells Fargo also charges late payment and returned payment/check fees of up to $40 . Wells Fargo does not charge application or processing fees, over limit, or monthly "maintenance" fees. You can Wells Fargo's list of credit card fees on your statement and in the card's Terms and Conditions.
Here are the Wells Fargo credit card fees:
Annual fee: Most Wells Fargo credit cards benefit from $0 annual fees.
Balance Transfer: 3% intro for 120 days, then up to 5% (min $5) for all Wells Fargo credit cards, but the Hotels.com® Credit Card which charges 5% (min $5)
Cash Advance: 5% (min $10) of each cash advance. Applies to all Wells Fargo cards.
Foreign Transaction Fee: 3% of all transactions outside of the U.S. or through an internationally-based merchant. Applies to all Wells Fargo credit cards, but the Hotels.com® Credit Card which features a 0% foreign transaction fee.
Late Payment and Returned Payment/Check Fees: Up to $40.
Fees are the cost of doing business when you have a Wells Fargo credit card. How much they'll affect you depends on how you use the card. You can avoid balance transfer and cash advance fees simply by not making those transactions. Use your Wells Fargo card responsibly, and you'll not get hit with late payment or returned check fees. And make sure you take a look at the best Wells Fargo credit cards and pick one whose rewards suit your spending habits.
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