Wells Fargo credit card customers get a FICO score for free through Wells Fargo Online. This score updates once a month. To see your Wells Fargo credit card’s free FICO score, log in to Wells Fargo Online, then go to “Account Summary.” On a desktop computer or a tablet, continue by clicking “Planning and Tools,” then “View Your FICO Credit Score.” On a phone, the option to view the score will just be at the bottom of the account summary. Checking the score will have no impact on it.
Your Wells Fargo credit card FICO score is calculated using your Experian credit report, and it represents your creditworthiness based on factors like how much of your credit you use up, how many accounts you have open, how old the accounts are, whether you have a history of on-time payments and more. FICO is one of the two major types of credit scores, the other being VantageScore. Both use the same data from credit reports, but differ in their scoring criteria. If you’d like to see your VantageScore 3.0 credit score, calculated based on your Transunion credit report, you can view it for free on WalletHub.
If you decide you don’t want to see your Wells Fargo credit card FICO score online anymore, click the link that says, “I no longer want Wells Fargo to display my FICO® Score” on the score page. That will opt you out, and you can always opt back in for free.
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