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The Wells Fargo credit card payment cut off time is 11:59 p.m. Pacific Time on your due date. However, this excludes mail payments, which usually take 5-7 business days to be received.
As long as Wells Fargo receives your payment before midnight Pacific Time, they will consider it to be on time. If you don’t make your payment by the cut off time, you will owe a hefty late fee on top of your payment.
What you should know before making a Wells Fargo credit card payment:
- It’s not a good idea to wait until right before the Wells Fargo credit card payment cut off time to submit your payment.
- Ideally, you should pay your credit card bill right after you receive your monthly statement. Otherwise, make sure to make your credit card payment as soon as you can, based on your financial situation.
- You may also want to consider how long different Wells Fargo payment methods take. If you plan to mail your payment, it’s best to do so 7 to 10 business days before the due date to make sure Wells Fargo receives it on time.
If you typically pay online, you may want to consider setting up automatic payments. That way, Wells Fargo will automatically withdraw your payment by your due date each month. So, the only thing you’ll have to worry about is making sure the bank account has enough funds for your payment to be processed.
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