WalletHub, Financial Company
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The Wells Fargo credit card payment cut off time is 11:59 p.m. Pacific Time on your due date. As long as Wells Fargo receives your payment before midnight, Pacific Time, they will consider it to be on time. If you don’t make your payment by that cut off time, you will owe a hefty late fee on top of your payment.
It’s not a good idea to wait until right before the Wells Fargo credit card payment cut off time to submit your payment. Ideally, you should pay right after you receive your monthly statement, or as soon after that as you can based on your financial situation.
You may also want to consider how long different Wells Fargo payment methods take. If you plan to mail your payment, it’s best to do so 7 to 10 business days before the due date to make sure Wells Fargo receives it on time. And if you typically pay online, you may want to consider setting up automatic payments. That way, Wells Fargo will automatically withdraw your payment by your due date each month, and the only thing you’ll have to worry about is making sure the account it’s being taken from has enough funds.

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