WalletHub, Financial Company
@WalletHub
You can’t check for Wells Fargo credit card pre-approval. The only way to find out if you’ve been pre-approved for a Wells Fargo credit card is to receive an offer in the mail. If you get such an offer, it means Wells Fargo has done a soft inquiry on your credit history and determined that you’d be a good candidate for the card they mailed you about. Pre-approval doesn’t guarantee your application will be successful. But it does mean you have extremely good odds.
If you’ve received a Wells Fargo pre-approval offer, it will include a unique code. To respond, just go to the Wells Fargo credit card page, click “Respond to an Offer,” and enter your code.
And if you haven’t received a pre-approval offer, you can still estimate your chances of success before actually applying.
Here’s what you should know about Wells Fargo Credit Card pre-approval.
- Wells Fargo will look at a combination of your credit history, income and other debts to determine whether to approve you for a card. You can stay on top of your credit score with WalletHub’s free daily updates.
- Some cards may simply be out of reach, depending on your credit standing. For example, you need good credit or better to get the Wells Fargo Propel American Express® card or Wells Fargo Cash Wise Visa® card.
- One of the best ways to improve your chances of approval is to boost your credit score. You can do this by paying down your debt, making your monthly payments on time, and using less of your available credit. WalletHub’s personalized credit analysis will tell you exactly what to do.
- If you already have a Wells Fargo credit card, credit reallocation may help you get a new one. Reallocation lets you shift some of your credit limit from an existing Wells Fargo card to a new Wells Fargo card. You can’t shift your entire credit limit, and it’s not guaranteed to get you approved for a new card, but it can’t hurt. To ask about credit re-allocation, call 1800-642-4720.
There’s no way to check for Wells Fargo credit card pre-approval. But if you know your credit score, and what type of card you want, you should be able to get a ballpark sense of your approval chances.

2021's Best Wells Fargo Credit Cards
Compare CardsHallie Lindstrom, Member
@hallie_linds
You can only get a Wells Fargo credit card pre-approval in the mail, or if you're already a client, you can sign in to your online account and click on the Products & Offers tab to see any pre-qualifications you might have.

Sadik Twal
@sadikt
On my online account there is no tab saying Products & Offers
Paul Filmore, Member
@paul_filmore
Unless you get an offer in your mailbox, you won't know for sure.
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