What is Wells Fargo credit card travel insurance?

Wells Fargo credit card travel insurance is a benefit that pays up to $150,000 for any covered loss related to an accident involving a licensed Common Carrier. This is defined any motorized vehicle or mode of transportation that transports passengers for hire.

You must purchase the passenger fare with your Wells Fargo consumer credit card while the insurance is effective to be eligible. The benefit is effective the date you become a Wells Fargo credit cardholder.

The Wells Fargo travel insurance covers the cardholder, spouse, and dependent children. Any covered Loss must occur within one year after the accident in order to receive payment.

Covered losses include: accidental loss of life, speech, hearing, sight, and appendages, and more. Benefit payment ranges from 25% to 100%, depending on the severity of the loss.

Losses are not covered for: emotional trauma, mental or physical illness, and illegal acts. Also not included are driving while intoxicated, being under the influence of narcotics, motorized vehicle racing, suicide or attempted suicides, and other incidents.

Refer to your Guide to Benefits for the complete list of covered and non-covered incidents.

To file a claim, contact the Claim Administrator at 1 (855) 830-3722 within 20 days of any covered loss and request a claim form.

Complete all items on the required claim form, attach all appropriate documents, and mail to Broadspire, a Crawford company, P.O. Box 792190, San Antonio, TX 78279. Reference policy # 9906-98-50.

Claims documents may also be submitted via Myclaimsagent.com or faxed to 1 (855) 830-3728.

You or your beneficiary should receive payment within 30 days after complete proof of loss is received, and all other terms of the policy have been completed.