Wells Fargo Financial credit card is just another name for the bank's revolving credit cards. This covers all Wells Fargo credit cards available right now, since Wells Fargo doesn't offer any charge cards.
Some of the confusion over the term "Wells Fargo financial card" might stem from the fact that Wells Fargo has a website by the name of wellsfargofinancialcards.com. But this appears to be an older site because it makes mention of "Cash on Demand" cards, which Wells Fargo no longer offers. Wells Fargo's newer (or at least more high profile) site is simply wellsfargo.com. Rest assured, there's no difference between a "financial card" and a regular credit card.
To get the Wells Fargo $200 Cash Rewards bonus, you have to get approved for the Wells Fargo Active Cash℠ Card and spend $1,000 within the first 3 months from account opening. Wells Fargo Active Cash requires a credit score of 700, at a minimum. That means you need good or better to get approved.… read full answer
The Wells Fargo Active Cash $200 Cash Rewards bonus is redeemable within two billing cycles after it is earned. Keep in mind that certain transactions such as cash advances and equivalents, balance transfers, along with fees and interest of any kind do not go toward earning you the initial bonus. Also, if you opened a Wells Fargo credit card 15 months from the date of your application and received introductory APR(s), fees, and/or bonus rewards, you may not be eligible for the initial bonus and/or introductory APR(s) and fees.
In addition to its $200 Cash Rewards bonus, Wells Fargo Active Cash features a $0 annual fee and earns 2% cash rewards. And your cash rewards don’t expire as long as you keep your Wells Fargo Active Cash account open.
The best Wells Fargo unsecured credit card is the Wells Fargo Cash Wise Visa® card because it has a $0 annual fee, offers a $150 bonus for spending $500 in the first 3 months, and gives 1.5% cash back on all purchases. Like nearly all of Wells Fargo’s unsecured credit cards, it requires at least good credit (a score of 700+) to qualify. … read full answer
Wells Fargo also has a variety of other unsecured credit cards that cater to different lifestyles and financial goals. For example, the Wells Fargo Platinum card doesn’t have rewards but gives 0% intro APRs for 18 months on purchases and qualifying balance transfers. Its regular APR is 16.49% - 24.49% Variable and it has a balance transfer fee of 3% intro for 120 days, then up to 5% (min $5). It too requires good credit or better. The only exception to that is the Wells Fargo Cash Back College℠ Card, which accepts applicants with limited credit. Wells Fargo has no unsecured credit cards for bad credit.
You can pay your Wells Fargo credit card either online, or over the phone at (800) 869-3557. Alternatively, you can pay through the mail, or in person at a branch. Making your Wells Fargo credit card payment online is definitely the easiest option. You can do so from the Wells Fargo website… read full answer or from the Wells Fargo mobile app. Just log into your account and head to the “Transfer & Pay” tab. From there select “Pay WF Accounts.” You can then make a one-time payment, or set up automatic payments.
Payments made before midnight Pacific time will be credited within one business day if they’re from a Wells Fargo bank account, and 3-5 business days for payments from non-Wells Fargo bank accounts.
Wells Fargo Credit Card Payment Options:
Online: Log in to your account, click on “Transfer & Pay” and select “Pay WF Accounts.”
By mail: Mail a personal check to Wells Fargo Card Services, P.O. Box 51193, Los Angeles, CA 90051. Allow 7-10 business days for your payment to arrive.
Over the phone: Call (800) 869-3557. Payments made by midnight Pacific time will be credited the same day.
In person: Pay with cash or check at your nearest Wells Fargo branch.
You cannot make a Wells Fargo credit card payment at an ATM.
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