What are my Wells Fargo Platinum approval odds?

Your Wells Fargo Platinum approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Wells Fargo Platinum card will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN, as well.

What You Need for Good Wells Fargo Platinum Card Approval Odds

• Good credit or better
• Enough income to pay credit card bills
• Low debt relative to income
• Low housing costs relative to income
• U.S. mailing address
• Age of 18+
• Social Security Number or Individual Taxpayer Identification Number

Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income but no debts and still get approved. If you want to enhance your application by improving your credit score, WalletHub’s free credit analysis can tell you what steps to take.

Your Wells Fargo Platinum approval odds are pretty good if you have good or excellent credit, enough disposable income and don't have any outstanding debts or recent delinquencies.

To better assess your approval odds, it would be wise to check your credit score online.