Lisa Cahill, Credit Cards Moderator
You can request a Wells Fargo Platinum card credit limit increase by calling customer service at (800) 642-4720. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Wells Fargo has on file. Wells Fargo will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.
When you request a Wells Fargo Platinum credit limit increase, Wells Fargo will conduct a soft pull of your credit report, which does not affect your credit score. However, some Wells Fargo Platinum credit limit increase requests may involve a hard pull, which will cause a short-term dip in your credit score. Wells Fargo cannot do a hard pull without your permission.
Alternatively, you could be eligible for a Wells Fargo Platinum credit limit increase without even requesting one. The Wells Fargo Platinum card may offer an automatic credit limit increase if Wells Fargo’s regular review of your account shows a history of on-time payments and low debt.
People also ask
Did we answer your question?