An applicant’s Wells Fargo Propel approval odds are best if they have a credit score of at least 700, which is the start of the good credit range. Other major factors affecting the odds of approval for the Wells Fargo Propel card include the applicant’s income, how much debt they have, and whether they’ve applied for other credit recently. Wells Fargo will consider a person’s full financial profile in order to make a decision.
Unlike many other credit card companies, Wells Fargo does not offer a way for you to check your approval odds before applying. Other banks have pre-qualification tools, where you can plug in some basic personal information and find out which credit cards you have the best chances of getting approved for based on a harmless soft pull of your credit.
Although Wells Fargo hasn’t implemented such a tool, they will send out pre-approved offers by mail for the Propel card. If you receive a pre-approved offer, it means your Wells Fargo Propel approval odds are high. However, you’re still not guaranteed to get approved.
The information listed above is accurate as of the date of posting.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines
. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.