WalletHub, Financial Company
@WalletHub
An applicant’s Wells Fargo Propel approval odds are best if they have a credit score of at least 700, which is the start of the good credit range. Other major factors affecting the odds of approval for the Wells Fargo Propel card include the applicant’s income, how much debt they have, and whether they’ve applied for other credit recently. Wells Fargo will consider a person’s full financial profile in order to make a decision.
Unlike many other credit card companies, Wells Fargo does not offer a way for you to check your approval odds before applying. Other banks have pre-qualification tools, where you can plug in some basic personal information and find out which credit cards you have the best chances of getting approved for based on a harmless soft pull of your credit.
Although Wells Fargo hasn’t implemented such a tool, they will send out pre-approved offers by mail for the Propel card. If you receive a pre-approved offer, it means your Wells Fargo Propel approval odds are high. However, you’re still not guaranteed to get approved.
The information listed above is accurate as of the date of posting.
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