What is the Wells Fargo Propel credit score requirement?

You can use your Wells Fargo Propel points for travel, cash back, gift cards, or merchandise.

Wells Fargo rewards points are typically worth 1 cent each, depending on how they’re used.

You can redeem your points online or by phone.

To redeem online, log in to the Wells Fargo Rewards portal and click “Use” then, select the type of redemption you want.… read full answer

If you prefer to redeem by phone, call 1 (877) 517-1358. These two methods require you to redeem points in $25 increments if you want gift cards or cash back.

Wells Fargo credit card limits aren’t particularly high; the minimum credit limit offered is $1,000, though some cardholders have reported receiving starting spending limits as high as $14,000. More specifically, the Wells Fargo Active Cash® Card, the Wells Fargo Reflect, and the Hotels.com® Rewards Visa® Credit Card offer a minimum credit limit of at least $1,000.… read full answer

What you need to know about Wells Fargo credit card limits:

It’s important to remember that $1,000 is the lowest credit limit you’ll start out with if you’re approved for an account. You could receive a higher limit. And the actual limit you’ll receive is based on your credit history, income, employment status, level of debt and more. Unfortunately, you won’t know how much your credit limit will be until you’re approved. Wells Fargo does not publicly disclose its maximum credit limits.

If you accept the initial Wells Fargo credit limit offer, you can request an increase in your credit limit after at least six months of timely payments. Also, after six months, Wells Fargo may review your account for an automatic increase. Eligibility is based on things such as payment history and your total amount of debt. But there’s no guarantee when, or if, an automatic increase will occur. An automatic increase uses a soft inquiry, which means your credit score is not affected.

Ultimately, if you’re not a Wells Fargo loyal customer, you can check our editors’ latest picks for the best high limit credit cards on the market to weigh your options.