Is the Wells Fargo Propel card metal?

The Wells Fargo Propel credit score requirement is 700 or higher. That is the minimum credit score an applicant typically needs to have decent approval odds for Wells Fargo Propel. Wells Fargo just says “good credit” is needed.

There are reports of users getting approved for the card with credit scores in the mid-600s, but those cases are rare. It’s better to apply with a higher score to increase the odds of success. But even then, it still won’t guarantee approval.… read full answer

Wells Fargo Propel’s credit score requirement is just one factor in the application process. You’ll also need evidence of a stable income, and Wells Fargo will consider things like your monthly housing payment, how your debt compares to your income, how many credit accounts you have open, etc.

Your Wells Fargo Propel credit limit will be determined based on your creditworthiness, income, and debt. There are anecdotal reports of some Wells Fargo Propel cardholders getting credit limits of over $20,000, but Wells Fargo doesn’t disclose a minimum or a maximum.

Please note that no matter what credit limit you get on your Wells Fargo Propel card, it’s not a good idea to max out the card. Instead, you should aim to use less than 30 percent of your credit limit each month.… read full answer

If you're not happy with your initial limit, after at least 6 months of on-time payments, you can call Wells Fargo at (800) 642-4720 (they don’t accept requests for higher credit limits online). The representative will ask for your annual income, your monthly mortgage payment, and your desired credit limit.