How much are Wells Fargo Propel points worth?

The Wells Fargo Propel credit score requirement is 700 or higher. That is the minimum credit score an applicant typically needs to have decent approval odds for Wells Fargo Propel. Wells Fargo just says “good credit” is needed.

There are reports of users getting approved for the card with credit scores in the mid-600s, but those cases are rare. It’s better to apply with a higher score to increase the odds of success. But even then, it still won’t guarantee approval.… read full answer

Wells Fargo Propel’s credit score requirement is just one factor in the application process. You’ll also need evidence of a stable income, and Wells Fargo will consider things like your monthly housing payment, how your debt compares to your income, how many credit accounts you have open, etc.

The Wells Fargo Propel foreign transaction fee is 0%. All other Wells Fargo credit cards charge 3% on international purchases, both in-person outside the U.S. and online through merchants based in a foreign country. The Propel American Express card also comes with a $0 annual fee.

With no foreign transaction fee and no annual fee, you’ll pocket more of the rewards you earn with the Propel card. And this card comes loaded with rewards. … read full answer

If you frequently travel abroad, the Propel Amex card may pose some limitations. American Express cards are not as widely accepted internationally as Visa or Mastercard credit cards. You can use American Express cards at about 22 million merchant locations worldwide. But merchants in more than 44 million locations worldwide will accept credit cards on the Visa and Mastercard networks. Discover is a close third at just under 43 million locations.

There is a wide selection of cards from other issuers with no foreign transaction fees to choose from. For example, Capital One never charges foreign transaction fees on any of its cards. Discover cards, meanwhile, come without foreign transaction fees or annual fees.