Wells Fargo Propel rental car insurance offers up to $50,000 per rental in reimbursement for damage to or theft of a rental vehicle. The car rental must have been charged entirely to the Propel card in order to be eligible. Rentals are covered for up to 31 consecutive days in the U.S. and Canada only.
There are plenty of exceptions to the coverage, though. For example, trucks, RVs, mini-buses and vehicles valued over $50,000 are not covered. Neither are antique cars (over 25 years old or not manufactured in the last 10 years). In addition, certain situations are not eligible for coverage. Those include driving while intoxicated, damage due to war, or regular wear and tear. Check your card’s guide to benefits for full details.
To start the Wells Fargo Propel rental car insurance claims process, first notify the Claim Administrator of your intent to file a claim by calling 1-855-830-3727. They will send you a claim form, which you must return within 45 days of the incident, along with secondary information such as a copy of your credit card statement that shows the rental, police reports, and the automobile rental agreement.
Keep in mind that Wells Fargo Propel rental car insurance is secondary. So if your existing auto insurance policy covers rental cars, you will have to go through that first. After that, the Propel card’s coverage may provide additional reimbursement.
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