Wells Fargo Propel’s streaming rewards are 3 points per $1 spent on most popular streaming services, both for video and music. Some of the major services included in the bonus category are Apple Music and TV, Amazon Music, Prime Video, Netflix, ESPN+, Disney+, Kindle Unlimited, Hulu, and Spotify. There are 18 total eligible services.
There is a bit of fine print when it comes to the Wells Fargo Propel streaming bonus category. If your streaming service is billed to your card bundled with another service or membership, or if it’s provided by a third party rather than the streaming service company, the purchase may not be eligible for bonus points. It’s also good to note that Propel doesn’t just offer bonus points on streaming services. It also offers 3 points per $1 spent on gas, travel, dining, transit and rideshare services. All other purchases give you 1 point per $1 spent.
The Wells Fargo Propel credit score requirement is 700 or higher. That is the minimum credit score an applicant typically needs to have decent approval odds for Wells Fargo Propel. Wells Fargo just says “good credit” is needed.
There are reports of users getting approved for the card with credit scores in the mid-600s, but those cases are rare. It’s better to apply with a higher score to increase the odds of success. But even then, it still won’t guarantee approval.… read full answer
Wells Fargo Propel’s credit score requirement is just one factor in the application process. You’ll also need evidence of a stable income, and Wells Fargo will consider things like your monthly housing payment, how your debt compares to your income, how many credit accounts you have open, etc.
The Wells Fargo Propel foreign transaction fee is 0%. All other Wells Fargo credit cards charge 3% on international purchases, both in-person outside the U.S. and online through merchants based in a foreign country. The Propel American Express card also comes with a $0 annual fee.
With no foreign transaction fee and no annual fee, you’ll pocket more of the rewards you earn with the Propel card. And this card comes loaded with rewards. … read full answer
If you frequently travel abroad, the Propel Amex card may pose some limitations. American Express cards are not as widely accepted internationally as Visa or Mastercard credit cards. You can use American Express cards at about 22 million merchant locations worldwide. But merchants in more than 44 million locations worldwide will accept credit cards on the Visa and Mastercard networks. Discover is a close third at just under 43 million locations.
There is a wide selection of cards from other issuers with no foreign transaction fees to choose from. For example, Capital One never charges foreign transaction fees on any of its cards. Discover cards, meanwhile, come without foreign transaction fees or annual fees.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.