To activate a Wells Fargo Reflect credit card, call the number on the activation sticker that’s attached to the card or go to the Wells Fargo activation website, which will also be noted on the sticker. Another way to activate a Wells Fargo Reflect credit card is by using the card issuer’s mobile app.
Your new Wells Fargo Reflect card will be ready to make purchases in just a few minutes no matter which method you use to activate it. Wells Fargo does not have a certain time limit within which you need to activate your card, but it’s best to do it as soon as possible.
How to Activate a Wells Fargo Reflect Credit Card
By phone: Call 1 (800) 642-4720 or the number on the sticker attached to the front of the card. Verify your personal information (e.g. Social Security number, card number, or phone number associated with your application) to activate your Wells Fargo Reflect credit card.
On the website: Log in to your Wells Fargo account (or create an account if you don’t have one) and find the activation page. Enter any required security information, including your credit card number. Activate your Wells Fargo Reflect card as instructed.
On mobile: Log in to the Wells Fargo mobile app using the same credentials that you’d use to log in online. Tap the credit card activation button, then enter any security information that’s requested on the following page.
Your new Wells Fargo Reflect credit card will be available for purchases immediately after activation. If you have any trouble activating your card, Wells Fargo customer service can always help you out. You can give them a call at 1 (800) 642-4720.
Yes, the Wells Fargo Reflect Card has an introductory purchase APR of 0% for 21 months from account opening. Once this intro period expires, any remaining balance on the Wells Fargo Reflect Card will be subject to the regular APR of 18.24% - 29.99% Variable.
Since the average 0% intro APR for new purchases lasts 12 months, the Wells Fargo Reflect Card offer is above average. The Wells Fargo Reflect Card also has a 0% intro APR for balance transfers, lasting 21 months from account opening on qualifying balance transfers. It is accompanied by a balance transfer fee of 5% (min $5).
Wells Fargo Reflect® Card is a Visa, not a Mastercard. You can use your Wells Fargo Reflect Card at nearly 11 million merchants that accept Visa nationwide, and you can use it abroad in more than 200 countries and territories.
There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including extensive worldwide acceptance. As a result, it’s...
Unfortunately most issuers won't disclose their credit card activation time limit. But a fair assumption, based on what most cardholders report, is between 60 and 90 days. Nevertheless, your card will appear on your credit report even if you don't activate it. That won't drastically affect your credit score. But it will improve your credit utilization ration ratio, even if you never activate the card.
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