The Wells Fargo Reflect℠ Card does not offer price protection. The Wells Fargo Reflect card’s lack of a price protection benefit is not uncommon these days, as more and more credit cards have dropped this perk. Recent advances in price-tracking technology have led to a dramatic increase in price protection claims, making the benefit too expensive for some issuers to sustain.
In general, credit card price protection allows cardholders to receive a refund for the difference between an item’s original purchase price and a lower price advertised within the following 60 to 120 days. Coverage amounts and excluded items vary, depending on the credit card issuer.
Yes, the Wells Fargo Reflect Card has an introductory purchase APR of 0% for up to 21 months from account opening. Once this intro period expires, any remaining balance on the Wells Fargo Reflect Card will be subject to the regular APR of 14.49% - 26.49% Variable.
Since the average 0% intro APR for new purchases lasts 12 months, the Wells Fargo Reflect Card offer is above average. The Wells Fargo Reflect Card also has a 0% intro APR for balance transfers, lasting up to 21 months from account opening on qualifying balance transfers. It is accompanied by a balance transfer fee of 3% intro for 120 days, then up to 5% (min $5).… read full answer
It’s important to remember that even though you don’t pay interest during 0% APR periods, you still must make timely minimum payments each month. You should also consider paying more than the minimum, since you’ll want to pay off the credit card balance before the regular APR kicks in. For help planning your payments, try out WalletHub’s Credit Card Calculator.
Wells Fargo Reflect℠ Card is a Visa, not a Mastercard. You can use your Wells Fargo Reflect Card at nearly 11 million merchants that accept Visa nationwide, and you can use it abroad in more than 200 countries and territories.
There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including … read full answerextensive worldwide acceptance. As a result, it’s more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.
The Wells Fargo Reflect card credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for the Wells Fargo Reflect card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Wells Fargo Reflect card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer
Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it's best to wait to apply until you meet the Wells Fargo Reflect credit score requirement. You can check your credit score for free on WalletHub.
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