John Miller, Credit Cards Moderator
Unfortunately, the Wells Fargo Reflect card does not have purchase protection. This is pretty common, unfortunately, as only around half of the major credit card issuers still offer purchase protection on their credit cards.
Although the Wells Fargo Reflect card doesn’t have purchase protection, applying could still make a lot of sense in the right situation. The Wells Fargo Reflect card offers an intro APR of 0% for up to 21 months from account opening on purchases and qualifying balance transfers, 17.49% - 29.49% Variable after that. It also has an annual fee of $0. All in all, it is a good card for people who plan on making a large purchase and paying it over time.
If you’re set on finding a good credit card for purchase protection, consider checking out the Chase Freedom Unlimited® card. It has good purchase protection coverage, according to the most recent WalletHub purchase protection study.
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