Chip Lupo, Credit Card Writer
The Wells Fargo Reflect card does not offer rental car insurance. But there are other Wells Fargo cards that do have this benefit, which covers theft, damage, valid loss-of-use charges imposed and substantiated by the auto rental company, administrative fees, and reasonable and customary towing charges to the nearest qualified repair facility. Cardholders are covered up to the actual cash value of most rented cars.
To get coverage, a cardholder must pay for the rental entirely with an eligible Wells Fargo credit card. Examples of eligible cards include the Hotels.com Credit Card.
If you’d like a credit card with rental car insurance, there are plenty of options outside of Wells Fargo, too.
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