Does Wells Fargo have a store credit card?

The easiest Wells Fargo credit card to get is the Wells Fargo Business Secured Credit Card because applicants can get approved with bad credit. This means the odds of approval are good even with a credit score below 300.

The majority of Wells Fargo credit cards, though, require good (700+) credit in order to qualify.… read full answer

Here are some of the easiest Wells Fargo credit cards to get:

• Wells Fargo Business Secured Credit Card: Accepts applicants with bad (300+) credit.
• Furniture Barn Credit Card: Requires fair (640+) credit.
• American Furniture Warehouse Credit Card: Requires fair (640+) credit.

Having one of these Wells Fargo credit cards may increase your chances of landing a higher-tier credit card in the future, if you use it responsibly. That means paying your bill on time every month and keeping your credit utilization below 30% of your credit limit.

Wells Fargo credit card approval odds are best for people who have good credit. This means that most Wells Fargo credit cards require credit score of 700+.

Some exceptions are the Wells Fargo Rewards® Card, which requires a excellent credit score (750+), and the Wells Fargo Cash Back College℠ Card, which is available to students with even limited credit. … read full answer

Keep in mind that the higher an applicant’s credit score, the higher their approval odds are likely to be. But approval depends on many other factors as well. For example, applicants will need to have enough income to make payments on the card, and higher income generally leads to better approval chances. Other factors that will play a role in approval include existing debts, monthly housing payments and more.

Unlike many other major credit card issuers, you unfortunately can’t check your Wells Fargo credit card approval odds before you apply since the bank doesn’t have an online pre-approval tool. However, Wells Fargo does send out pre-approved offers by mail. If you receive one, it means that your approval odds for that particular card are high, though approval is still not guaranteed.