Does Wells Fargo have a store credit card? This question is about Store Credit Cards

Yes, Wells Fargo has quite a few store credit cards, the most well-known being the Dillard's Store Card. It offers 2 points per $1 spent at Dillard’s, and it has a $0 annual fee. Notable Wells Fargo Store Credit Cards in 2023 Best for Dillard's: Dillard's Store CardDillard's Store CardLearn MoreLearn MoreBest for Bryant: Bryant Store CardBryant Store CardLearn MoreLearn MoreBest for American Furniture: American Furniture Warehouse Credit CardAmerican Furniture Warehouse Credit CardLearn MoreLearn MoreBest for American Gem Society: American Gem Society Credit CardAmerican Gem Society Credit CardLearn MoreLearn MoreBest for American Furniture and & Mattress: American Home Furniture & Mattress Credit CardAmerican Home Furniture & Mattress Credit CardLearn MoreLearn MoreBest for Window World: Window World Credit CardWindow World Credit CardLearn MoreLearn More It is worth noting that all these credit cards require at least fair credit (a credit score of 640+) for approval. If you’d like to know where you stand, you can check your credit score for free, right here on WalletHub.

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Does Wells Fargo have a store credit card?

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This question is about Store Credit Cards

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Evelyn Boros, Credit Cards Moderator

@evelyn_boros • 08/26/22 This answer was first published on 12/08/20 and it was last updated on 08/26/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, Wells Fargo has quite a few store credit cards, the most well-known being the Dillard's Store Card. It offers 2 points per $1 spent at Dillard’s, and it has a $0 annual fee.

Notable Wells Fargo Store Credit Cards in 2023

Best for Dillard's: Dillard's Store CardDillard's Store CardLearn MoreLearn More
Best for Bryant: Bryant Store CardBryant Store CardLearn MoreLearn More
Best for American Furniture: American Furniture Warehouse Credit CardAmerican Furniture Warehouse Credit CardLearn MoreLearn More
Best for American Gem Society: American Gem Society Credit CardAmerican Gem Society Credit CardLearn MoreLearn More
Best for American Furniture and & Mattress: American Home Furniture & Mattress Credit CardAmerican Home Furniture & Mattress Credit CardLearn MoreLearn More
Best for Window World: Window World Credit CardWindow World Credit CardLearn MoreLearn More

It is worth noting that all these credit cards require at least fair credit (a credit score of 640+) for approval. If you’d like to know where you stand, you can check your credit score for free, right here on WalletHub.

Answer Question

What are the Wells Fargo credit card minimum requirements?

Wells Fargo credit card requirements include having a credit score of 700+ (for most cards) and providing standard personal information such as your name, address, and date of birth. A Social Security Number (SSN) or an Individual Tax Identification Number (ITIN) is also required, and all applicants must be 18+ years old.… read full answer

Wells Fargo Credit Card Requirements

A credit score of 700+ (good credit) for most cards

Physical U.S. address (no P.O. boxes)

18+ years old

Social Security Number (SSN) or an Individual Tax Identification Number (ITIN)

Other factors such as your income, debts, housing payments, and your general ability to afford credit card payments will also be taken into consideration when evaluating an application.

Wells Fargo also issues a number of retail store cards that generally have more lenient approval requirements. So, applicants with fair credit or better (a score of 640) can get approved.

If you want the best Wells Fargo credit card approval odds, make sure to pay your bills on time and try to keep your credit utilization around 30%. And keep in mind that an application will trigger a hard inquiry which may temporarily cause a dip in your credit score. So, make sure you know where you stand before applying. You can check your credit score for free, right here on WalletHub.

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What's the easiest Wells Fargo credit card to get?

There are no Wells Fargo credit cards that are particularly easy to get. They all require good credit or better (a credit score of 700+) for approval.

While Wells Fargo credit cards aren’t that easy to obtain, there are several other credit cards that are easy to get approved for.

… read full answer

Easiest Credit Cards To Get in 2023

Best for No Credit Check: OpenSky® Secured Visa® Credit CardOpenSky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
Best for No Annual Fee: Petal® 2 Visa® Credit CardPetal® 2 Visa® Credit CardLearn MoreLearn Moreon issuer's website
Best Unsecured: Credit One Bank® Platinum Visa® for Rebuilding CreditCredit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
Best for Cash Back: Capital One Quicksilver Secured Cash Rewards Credit CardCapital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
Best for Students: Bank of America® Customized Cash Rewards Credit Card for StudentsBank of America® Customized Cash Rewards Credit Card for StudentsLearn MoreLearn More

Having one of these credit cards may increase your chances of landing a Wells Fargo credit card in the future, if you use it responsibly. That means paying your bill on time every month and keeping your credit utilization below 30% of your credit limit.

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What are my Wells Fargo credit card approval odds?

Wells Fargo credit card approval odds are best for people who have good credit. Therefore, all Wells Fargo credit cards require a credit score of 700+.

Other Factors That Determine Your Approval Odds for a Wells Fargo Credit Card

Keep in mind that the higher an applicant’s credit score, the higher their approval odds are likely to be. But approval depends on many other factors as well. For example, applicants must have enough income to make payments on the card. Plus, a higher income also leads to better approval chances. Other factors that will play a role in approval include existing debts, monthly housing payments and more.… read full answer

Ultimately, you can check your Wells Fargo credit card approval odds before you apply by using their online pre-approval tool. Moreover, Wells Fargo also sends out pre-approved offers by mail. Keep in mind, however, that pre-approval does not mean guaranteed approval.

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