You will need a bank account to apply for the Wells Fargo Cash Back College card, but Wells Fargo also offers the Student Checking Account which is free and easy to use (the $10 monthly fee can be waived if some conditions are met). The approval requirements for this card are lenient though because banks encourage students to begin using financial tools.
Other than having a @edu email address the supporting documents to prove that you're a student, you'll just need a fair credit score (640ish) or even no credit at all.
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