Does Wells Fargo offer temporary credit cards? This question is about Wells Fargo Credit Cards

Does Wells Fargo offer temporary credit cards?

Answer Question Report Abuse

This question is about Wells Fargo Credit Cards

Paddy Sullivan, WalletHub Credit Card Advisor

@PaddySully • 10/14/22 This answer was first published on 10/15/21 and it was last updated on 10/14/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

No, Wells Fargo does not currently offer temporary credit cards. Once you get approved, you will have to wait up to 10 business days for your physical Wells Fargo credit card to arrive. Keep in mind that you also need to activate it before you can use it.

However, you can generate a virtual card for your Wells Fargo credit card after you've received it in the mail. Virtual credit cards allow you to conceal your personal information by using a randomly generated card number. Virtual cards will not replace your physical credit card, but they will be connected to your account and add an extra layer of security.

Where you can get a temporary credit card:

Although Wells Fargo does not offer temporary credit cards, there are a few issuers that have this option. Some issuers that give temporary cards to cardholders include Chase, Citibank, and Capital One.

What you should know before using a temporary credit card:

Keep in mind that if you book flights or rental cars with a temporary credit card, you may run into difficulties if you’re required to confirm the card number later or show the card in person.

Returning items to a physical location may also be challenging, as some stores require you to swipe the card you used for the purchase to process the refund. In these cases, you might have to accept refunds on a store gift card.

Answer Question

How can I activate my Wells Fargo credit card?

The easiest way you can activate your Wells Fargo credit card is either online or through the Wells Fargo mobile app. Alternatively, you can activate your card or over the phone, by calling (877) 294-6933. To activate online or through the app, log in to your Wells Fargo online account (or create one first). To activate over the phone, you must provide your full card number and verify your identity. In total, the activation process should take you less than five minutes. You’ll also be able to use your card right after.... read full answer

Here’s how to activate a Wells Fargo credit card:

Online: Log in to your Wells Fargo account on the activation page. From there, verify your identity by entering your personal information (address, Social Security number) in order to activate your card. If you don’t have an online account yet, you can create one in minutes by entering your account number and SSN and then making a username and password.

Over the phone: Call Wells Fargo at (877) 294-6933. Enter your card number. Enter any identifying information requested, like your Social Security number.

Wells Fargo App: Download Wells Fargo Mobile app for iOS) or Android. Log in to the app using the same username and password as your online account. Select your card from your list of accounts to activate it.

You need to activate your Wells Fargo credit card before you can use it. And it’s a quick and easy process, so you should be able to start using your card within minutes of receiving it.

If you’re looking to activate a Wells Fargo debit card instead, you can use all of the above methods. But there’s a fourth way to activate a Wells Fargo debit card. You can activate it at any Wells Fargo ATM by simply inserting your card and entering your PIN. Your PIN should have been mailed to you in a separate envelope from the one with your card.

show less

Does Wells Fargo offer instant credit card numbers?

No. Wells Fargo does not offer instant credit card numbers, so cardholders will have to wait until they receive their card in the mail before using it. Wells Fargo does offer the possibility of instant approval on its credit cards, though. That means an applicant could receive a decision within minutes of submitting the application. After that, it takes about 7 to 10 business days for the card to arrive. Wells Fargo does not offer the option to get expedited delivery.... read full answer

If getting an instant credit card number is important to you, you may want to consider cards from other issuers. Amex offers the possibility to get an instant number when applying online. Capital One also lets some customers see their account information instantly through its online app, though you need to already have another Capital One credit card. But unless you’ve got something you need to finance really urgently, it’s probably better to apply for a card you truly want and wait a week for delivery.

show less

How can I activate my Wells Fargo credit card?

Here’s how to activate a Wells Fargo credit card:

Online: Log in to your Wells Fargo account on the activation page. From there, verify your identity by entering your personal information (address, Social Security number) in order to activate your card. If you don’t have an online account yet, you can create one in minutes by entering your account number and SSN and then making a username and password.

Over the phone: Call Wells Fargo at (877) 294-6933. Enter your card number. Enter any identifying information requested, like your Social Security number.

Wells Fargo App: Download Wells Fargo Mobile app for iOS) or Android. Log in to the app using the same username and password as your online account. Select your card from your list of accounts to activate it.

You need to activate your Wells Fargo credit card before you can use it. And it’s a quick and easy process, so you should be able to start using your card within minutes of receiving it.

show less

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.