Does Wells Fargo have a travel credit card?

Question

No, you don’t need to tell Wells Fargo about travel plans, but it’s definitely a good idea and what Wells Fargo recommends. Credit card companies may decline charges that come from another state or country, assuming the charges are fraudulent. But by notifying Wells Fargo of where you’ll be traveling and on what dates, you’ll prevent your card from being declined during your trip.… read full answer

To submit a Wells Fargo travel notice, you can either call the number on the back of your card to speak to a representative, or create a Travel Plan on Wells Fargo’s website. From there, simply enter the locations and dates of your trip(s). If you’re traveling to more than one destination, be sure to note all locations and dates. It’s also a good idea to let Wells Fargo know which credit cards you’ll be taking with you on the trip, if you have more than one you’ll be bringing. You can set as many Wells Fargo travel notifications as you want.

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Answer 1 · 2021-04-30 10:13:50

Bogdan Roberts, Credit Cards Moderator

@bogdan_roberts • 04/30/21 This answer was first published on 04/30/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, Wells Fargo has a travel credit card, the Wells Fargo Visa Signature® Card. This card caters well to travel because it offers 50% more value when you redeem its points for airfare. And it earns you 5 points per $1 spent on gas, grocery, and drugstore purchases for 6 months on up to $12,500 spent, and 1 point on all other purchases. Aside from airfare, you can redeem points for other travel expenses such as hotels, car rentals, cruises and more. And since the card's annual fee is $0, its rewards can go a long way.

The Wells Fargo Visa Signature® Card's travel benefits go beyond its rewards. You also get protections such as travel accident insurance, auto rental collision coverage, trip cancellation insurance, lost luggage reimbursement and more. The Wells Fargo Visa Signature® Card does have a 3% foreign transaction fee that is in play when you're buying from international merchants. Aside from travel perks, you also get an introductory purchase APR of 0% for 15 months, coupled with an introductory balance transfer APR of 0% for 15 months (for transfers made within the first 120 days), with a 3% (min $5) fee. Once the introductory periods are over, you'll be charged a 12.49% - 25.49% (V) APR, based on creditworthiness.

Another Wells Fargo credit card with travel related perks is the co-branded Hotels.com® Rewards Visa® Credit Card which offers 2 Reward Nights for spending $1,000 in the first 3 months. The Hotels.com Credit Card also earns you 1 Stamp each time you spend $500, 1 Stamp for each night’s stay at properties booked on Hotels.com, 1 Reward Night for 10 Stamps collected. And there's a None foreign transaction fee and a $0 annual fee.

The Wells Fargo Cash Wise Visa® card and the Wells Fargo Rewards® Card also come with decent credit card offers that give cash back or points. However, their travel perks are limited, so Wells Fargo Visa Signature® Card and Hotels.com Credit Card are better options. Bear in mind that they both require excellent credit, though. And applications trigger hard pulls which can temporarily hurt your credit score, so make sure you know where you stand before applying. You can check your score for free, right here on WalletHub.

If you're not set on Wells Fargo as an issuer, it's definitely worth taking a look at a selection of the best travel credit cards and picking one that best suits your travel needs.