The easiest way you can upgrade your Wells Fargo credit card is either online or through the mobile app. Alternatively, you can upgrade your card over the phone at (800) 642-4720. A Wells Fargo credit card upgrade doesn’t require you to submit another application, undergo a credit check, or change your account number.
How to upgrade your Wells Fargo credit card:
Online:Log in to your account and select your current credit card. Then, under “More Services”, choose “Switch My Credit Card”. After that, follow the on-screen instructions to upgrade your card.
Through the mobile app: Download the issuer’s mobile app and log in to your account. Next, select your current credit card. Then, go to the “Manage Account” tab and tap on the “Switch My Card” button.
Over the phone: Call customer service at (800) 642-4720. Then, enter your card number and follow the automated prompts to get connected to a customer service rep. You’ll then be able to inquire about an upgrade.
After an upgrade, you’ll receive a new card in the mail and any rewards balance will transfer to the new card. Also, given that most Wells Fargo credit cards have similar requirements for approval, it shouldn’t be too hard to change between them.
Hmmm...did you actually do a product switch? I just called and the rep said they cannot do that...He said I could apply for a new credit card and they could transfer my available credit line to that new card, though.
Yes, you can upgrade your Wells Fargo Platinum credit card to a better offer as long as you’ve had the card for at least several months. You will have the best odds if your credit score and income have gone up since you applied. To see if your Wells Fargo Platinum card qualifies for an upgrade, call customer service at 1-800-869-3557.
Wells Fargo Platinum Card Upgrade: What You Should Know
Wells Fargo credit card requirements include having a credit score of 700+ (for most cards) and providing standard personal information such as your name, address, and date of birth. A Social Security Number (SSN) or an Individual Tax Identification Number (ITIN) is also required, and all applicants must be 18+ years old.
Wells Fargo Credit Card Requirements
A credit score of 700+ (good credit) for most cards
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Hmmm...did you actually do a product switch? I just called and the rep said they cannot do that...He said I could apply for a new credit card and they could transfer my available credit line to that new card, though.