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The easiest way you can upgrade your Wells Fargo credit card is either online or through the mobile app. Alternatively, you can upgrade your card over the phone at (800) 642-4720. A Wells Fargo credit card upgrade doesn’t require you to submit another application, undergo a credit check, or change your account number.
How to upgrade your Wells Fargo credit card:
- Online: Log in to your account and select your current credit card. Then, under “More Services”, choose “Switch My Credit Card”. After that, follow the on-screen instructions to upgrade your card.
- Through the mobile app: Download the issuer’s mobile app and log in to your account. Next, select your current credit card. Then, go to the “Manage Account” tab and tap on the “Switch My Card” button.
- Over the phone: Call customer service at (800) 642-4720. Then, enter your card number and follow the automated prompts to get connected to a customer service rep. You’ll then be able to inquire about an upgrade.
After an upgrade, you’ll receive a new card in the mail and any rewards balance will transfer to the new card. Also, given that most Wells Fargo credit cards have similar requirements for approval, it shouldn’t be too hard to change between them.
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Hmmm...did you actually do a product switch? I just called and the rep said they cannot do that...He said I could apply for a new credit card and they could transfer my available credit line to that new card, though.