How can you upgrade a Wells Fargo credit card?

Wells Fargo credit card requirements include having a credit score of 700+ (for most cards) and providing standard personal information such as your name, address, and date of birth. A Social Security Number (SSN) or an Individual Tax Identification Number (ITIN) is also required, and all applicants must be 18+ years old.… read full answer

Wells Fargo Credit Card Requirements

• A credit score of 700+ (good credit) for most cards
• Physical U.S. address (no P.O. boxes)
• 18+ years old
• Social Security Number (SSN) or an Individual Tax Identification Number (ITIN)
• Other factors such as your income, debts, housing payments, and your general ability to afford credit card payments will also be taken into consideration when evaluating an application.

Wells Fargo also issues a number of retail store cards that generally have more lenient approval requirements. So, applicants with fair credit or better (a score of 640) can get approved.

If you want the best Wells Fargo credit card approval odds, make sure to pay your bills on time and try to keep your credit utilization around 30%. And keep in mind that an application will trigger a hard inquiry which may temporarily cause a dip in your credit score. So, make sure you know where you stand before applying. You can check your credit score for free, right here on WalletHub.

There are no Wells Fargo credit cards that are particularly easy to get. They all require good credit or better (a credit score of 700+) for approval.

While Wells Fargo credit cards aren’t that easy to obtain, there are several other credit cards that are easy to get approved for.

Easiest Credit Cards To Get in 2023

Having one of these credit cards may increase your chances of landing a Wells Fargo credit card in the future, if you use it responsibly. That means paying your bill on time every month and keeping your credit utilization below 30% of your credit limit.