Milvionne Chery Copeland, Writer
Three things a credit card application will need are your full name, your Social Security number or Individual Taxpayer Identification Number, and information about your income. This information will help card issuers verify whether you are a real person and if you can afford making payments on a new credit card. Some credit card companies may request more information such as your employment status, your monthly housing payment, or even information about your bank accounts.
What You Need to Apply for a Credit Card
- Full name
- Social Security number or Individual Taxpayer Identification Number
- Income information
- Employment status
- U.S. mailing address
- Contact information, including your phone number and email
- Monthly housing payment
Applying for a credit card is the easy part, but getting approved is a different matter. Check out WalletHub’s guide on how to get approved for a credit card to increase your odds of approval. It’s also a good idea to check your credit score before applying to know where you stand.
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