Mastercard credit limits vary card-to-card, ranging from $200 to $5,000 or higher. Mastercard doesn’t set credit limits, so your exact limit will be determined by the card issuer once you’ve been approved.
The best high-limit Mastercard is the Citi Prestige Mastercard. It has a credit limit of $5,000 or higher, according to the terms and conditions. The Citi Prestige card’s limit could also be a whole lot higher, according to what cardholders have reported online. For example, some people say they’ve gotten Citi Prestige Mastercard credit limits of $15,000 - $19,000.
In addition to a high limit, the Citi Prestige Mastercard gives great rewards. Cardholders earn 1 - 5 points per $1 on purchases, and there’s a signup bonus of 50,000 points for spending $4,000 in the first 3 months.
You need good credit or better to get a Mastercard with a truly high credit limit. Mastercards for limited or fair credit tend to offer $300 as a minimum limit. Mastercards for bad credit usually have a limit of $200-$300, sometimes with an equal deposit required to secure it.
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