Your Amex EveryDay approval odds depend on your credit standing, income and financial obligations. For starters, you need good or excellent credit to have even a hope of qualifying. So with a credit score of 669, the average person’s Amex EveryDay approval odds wouldn’t be all that good. Some people say good credit starts at a score of 660. But 700 is a better starting point for good EveryDay approval odds.
It’s also worth noting that American Express lets you check for pre-approved offers on their website. Pre-approval means a strong chance of a successful application, and checking won’t hurt your credit score. Below, you can learn more about what types of applicants are likely to have the most success.
Here are the requirements for Amex EveryDay Credit Card approval:
The Amex EveryDay Card requires a minimum of good credit. Good credit ranges from 700 to 749.
Sorry to break it to you, but it's higly unlikely you'll get approved for it. Everyday's got a 700 requirement, so with 591 you most likely will be rejected and just add a new hard inquiry on your file, lowering your score further. If you're focused on rebuilding your credit, I'd say go for a secured card: they rarely turn people down, and you can build your score just fine with them.
The Amex EveryDay credit score requirement is 700 or above. In other words, you need good credit – at a minimum – to get the Amex EveryDay Card. Some people think good credit starts with a score of 660, and it may work out that way in some situations, but people with a 700+ credit score have way higher approval odds for credit cards that require good credit or better. … read full answer
A majority of American consumers (55%) have good or excellent credit. But if you don’t fall into that range, don’t stress. There are steps you can take to improve your credit and several alternative offers to investigate in the meantime.
Here’s the scoop on Amex EveryDay credit scores:
For a realistic chance at getting the Amex EveryDay Card, you need good or excellent credit. That means a credit score of 700 or above.
If you don’t have the credit score needed for Amex EveryDay, you can still get a credit card. It won’t be an Amex because all American Express credit cards require at least good credit for approval. But there are plenty of options for people with fair, limited or bad credit from other credit card companies.
Your credit score isn’t the only thing that will affect your ability to get Amex EveryDay. How much money you make and how much you already owe will be particularly important.
So you can consider the Amex EveryDay Card’s credit score requirement to be 700+. But if you don’t meet the grade, there are other rewards cards with easier approval requirements. And if your credit really needs rebuilding, a secured card is the way to go.
The best way to estimate your Blue Cash Everyday approval odds is to check for pre-qualification. You can do that in minutes on the American Express website. Pre-qualification does not guarantee you’ll be approved. But most people who are pre-qualified get approved. Another good way to gauge your Blue Cash Everyday approval odds is to check your credit score before applying. A score of 700 or higher means solid odds. … read full answer
Here’s how to estimate your Blue Cash Everyday approval odds:
You can check for Blue Cash Everyday pre-qualification. Go to Amex’s pre-qualified offers page, enter your contact information and the last four digits of your Social Security Number, and click the “View my Offers” button. If you are pre-qualified, it means American Express has done a soft inquiry into your credit and thinks you’d likely get approved.
You can check your credit score. Blue Cash Everyday requires good credit for approval. Some say that’s 660+, but use 700+ as your minimum for good approval odds.
Your Blue Cash Everyday approval odds should be pretty similar to your odds with other American Express credit cards.
If your application is denied, you can request a reconsideration. That’s basically a chance to explain yourself and correct any errors related to your application.
Good if you have a score over 700ish. The thing is the better your score, the higher your credit limit. Make sure to check your credit score in advance before applying. Good luck!
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