There is one special American Express Platinum military perk: the $550 annual fee is waived. That’s right, you won’t have to pay a single cent for this high-tier rewards card, and that benefit applies to spouses too. There’s one catch, though. You need to have “active duty” status, so sadly veterans can’t get this benefit.
Here’s who qualifies for the American Express Platinum military benefit:
- Army, Navy, Air Force, Marine Corps and Coast Guard members on active duty
- Reserve, National Guard and Air National Guard members called to active duty
- National Guard members on duty for 30+ days for a national emergency
- Public Health Service (PHS) and National Oceanic and Atmospheric Administration (NOAA) Commissioned Officers
- U.S. citizens actively serving with U.S. allies
- Spouses of all of the above
If you qualify for this perk, you should definitely take advantage of it, as you’ll save yourself a lot of money every year. But you need to request it in order to get it, since American Express doesn’t automatically know your military status.
Here’s how to request your American Express Platinum military benefit:
Online: Logging into your American Express account here. Submit any required documents, like proof of orders for active duty, at the document center. American Express says this is the fastest method.
Phone: Call the number on the back of your card. Once you get to an American Express representative, tell them you’d like to request your active duty benefit. They’ll ask you for the necessary info.
Fax: Send your active duty documents, along with your account number, to 623-444-3000.
Mail: Send a copy of your active duty documents, along with your account number, to: American Express, Attn: Servicemembers Civil Relief Act, PO Box 981535, El Paso, TX 79998-1535.
Once you send in your request, it’s possible that American Express will ask for more documents. Otherwise, you’ll get an official response, approving or denying your request, within 60 days of Amex receiving it. Thank you for your service!