Discover It rewards categories differ by card. Discover it Chrome, Discover it Chrome for Students and Discover it Secured have static bonus rewards categories. They all give you 2% cash back on the first $1,000 that you spend at gas stations and restaurants – combined, not in each category – per quarter. But there’s another group of Discover it cards with more interesting rewards categories.
The Discover it® Cashback Match Card, Discover it® Student Card, NHL® Discover it® Card, and Discover it 18 Month Balance Offer all give you 5% cash back in select spending categories, which change every three months. That bonus rate applies to the first $1,500 that you spend in the designated categories each quarter. Once you cross that threshold, you’ll get a 1% base rate until new bonus categories become available.
Be careful, though. You have to sign up for the new bonus categories each time they change if you want that 5% rate.
Here are the Discover it 5% rewards categories for 2017:
- January-March: Gas Stations, Ground Transportation, and Wholesale Clubs
- April-June: Home Improvement Stores & Wholesale Clubs
- July-September: Restaurants
- October-December: Amazon.com & Target
Discover it bonus rewards categories can be pretty general. So if you want to see what types of purchases qualify, check out the details on Discover’s Cashback Calendar.
Discover has yet to announce its rewards categories for 2018 and beyond. They typically provide just a couple of months’ warning, so you can expect to hear about the Q1 2018 categories in November 2017.