What bank is the Indigo credit card from?

To get the Indigo Credit Card you need a credit score between 300 to 639, meaning you can get this card even if you have bad credit. The Indigo Card is designed to help people improve their credit score, so it has easy approval requirements and it reports to all three major credit bureaus.... read full answer

The Indigo Credit Card requires you to pre-qualify before officially applying. While pre-qualification indicates that you have high odds of approval, it doesn't guarantee it. Pre-qualification only triggers a soft inquiry, which does not affect your credit score. Once pre-qualified, you would still have to apply, which will trigger a hard inquiry and may cause a temporary dip in your credit score.

Keep in mind that those with Indigo Credit Card accounts that have been charged off due to delinquency are not eligible for pre-qualification or approval.

You can get pre-approved for the Indigo Credit Card online through the dedicated web page. To do so, enter your full legal name, address, date of birth, and Social Security number, along with your email address and your phone number. You should receive a decision in a few seconds. Alternatively, you may receive a pre-approved offer via mail.... read full answer

Keep in mind that you have to pre-qualify for the Indigo Credit Card before you can officially apply for an account.

Here’s what you should know about the Indigo Credit Card pre-approval:

• Although the Indigo Credit Card requires pre-qualification, you still have to submit a formal application afterwards.
• Checking for pre-approval will result in a soft inquiry, which will not affect your credit score.
• While pre-approval indicates that you have high odds of approval, they don’t guarantee it.
• If you don’t pre-qualify for the Indigo Credit Card, call (800) 353-5920 to see if there are any other options available for you.
• If you received an Indigo Credit Card offer in the mail, you can apply online by entering the invitation number, along with your ZIP Code.

Don’t forget that most credit card applications will trigger a hard pull, which may cause a temporary dip in your credit score. You can sign up for WalletHub’s free credit reports and scores to make sure your credit is in the best possible shape when you apply.

The Indigo Credit Card credit limit is $300, at a minimum. This is a standard starting credit limit for an unsecured credit card for people with bad credit. It's important to note that cardholders may start out with less available credit, since the card’s annual fee of $0 - $99 will be charged when the account is opened.... read full answer

What you should know before applying for the Indigo Credit Card:

It is worth noting that the issuer does not offer Indigo Credit Card credit limit increases. So, your credit line will remain the same until you close the account.

Ultimately, keep in mind that your credit limit will be determined based on a variety of factors, but the most important ones are your credit history and disposable income.