What bank issues the Old Navy Credit Card?

You need a credit score of 700+ to get the Old Navy Credit Card. This means at least good credit is required for approval. On the other hand, you’ll need a score of 640+ (fair credit) to have a decent chance of being approved for the Old Navy Store Card.

Your credit score is used to gauge your credit standing and is a key indicator to the type of card for which you’ll be approved for. However, a credit score...

Old Navy Credit Card is a Mastercard, not a Visa. You can use your Old Navy Credit Card at nearly 11 million merchants that accept Mastercard nationwide, and you can use it abroad in more than 200 countries and territories.

There are a few differences between Mastercard and Visa credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including extensive worldwide acceptance. As a result, it's more...

Major credit cards are any cards that belong to one of the big four credit card networks: Visa, Mastercard, American Express and Discover. That’s what stores mean by “we accept all major credit cards.” A major credit card will almost always show the logo of its network on the front. In some cases it’ll be on the back. If a card doesn’t have such a logo, it’s likely a store card that can only be used at a...