The Bank of America® Travel Rewards credit card counts as travel everything from airfare, hotel reservations and car rentals to toll fares, tickets to tourist attractions, and rideshare services. Travel-related goods and services must be categorized with an eligible merchant category code to count as a travel purchase. A merchant category code is assigned by the major credit card networks to each purchase based on the merchant’s or service’s line of business.
What Counts as Travel for Bank of America Travel Rewards?
Airlines, hotels, motels, cruise lines, and timeshares
Car rental agencies, including truck, trailer, motor home, and recreational vehicle rentals
Passenger trains, buses, taxis, limousines, ferries, and boat rentals
Garage and parking lot charges
Toll plaza and bridge fees
Tourist attractions such as amusement parks, carnivals, circuses, aquariums, and zoos
You can redeem your Bank of America Travel Rewards credit card rewards for a travel credit starting at 2,500 points, and then you can apply that credit to offset the cost of your travel accommodations or other travel-related purchases within 12 months from the purchase date. Bank of America Travel Rewards credit card points are worth 1 cent each when you redeem them for travel.
Bear in mind that there are certain purchases that the Bank of America Travel Rewards credit card does not count as travel. For example, you cannot redeem rewards for in-flight expenses or purchases at duty-free airports, among other things.
You can redeem Bank of America Travel Rewards credit card points for statement credit to cover travel purchases made in the past 12 months. The card’s points can also be used for gift cards or for cash back, via paper check or a Bank of America deposit-account credit.
You can redeem your points by signing in to your account … read full answeronline or on the BofA mobile app, or by calling (800) 434-8313. The Bank of America Travel Rewards credit card gives at least 1.5 points per $1 spent on purchases, so that can add up quickly.
How to Redeem Bank of America Travel Rewards credit card Points Online
Select the Bank of America Travel Rewards credit card.
Click on the “Rewards” tab.
Browse the rewards options and redeem your Travel Rewards points.
If you travel frequently, you should have no trouble redeeming your Bank of America Travel Rewards credit card points. While you can’t actually use points to purchase travel directly, you can pay for a travel purchase with the card through the BofA Travel Center and earn 3 points per $1 spent. Two days later, you can redeem those points to count toward the travel purchase as long as you have at least 2,500 points ($25 travel value).
If you don’t want to wait, you can redeem immediately for cash back once you’ve collected at least 2,500 points ($15 cash back value). But you’ll need at least 3,125 points to use Travel Rewards points for gift cards.
What Counts as Travel for the Bank of America Travel Rewards credit card?
One great thing about redeeming Bank of America Travel Rewards credit card points for your travel purchases is BofA’s broad interpretation of what counts as a travel purchase. You can use points toward purchases at places like:
Boat rental agencies
As you can see, the redemption options given by Bank of America Travel Rewards credit card offer great flexibility. On top of that, there are no blackout dates or restrictions.
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