Chip Lupo, Credit Card Writer
@CLoop
The Bank of America® Travel Rewards credit card counts as travel everything from airfare, hotel reservations and car rentals to toll fares, tickets to tourist attractions, and rideshare services. Travel-related goods and services must be categorized with an eligible merchant category code to count as a travel purchase. A merchant category code is assigned by the major credit card networks to each purchase based on the merchant’s or service’s line of business.
What Counts as Travel for Bank of America Travel Rewards?
- Airlines, hotels, motels, cruise lines, and timeshares
- Car rental agencies, including truck, trailer, motor home, and recreational vehicle rentals
- Travel agencies
- Passenger trains, buses, taxis, limousines, ferries, and boat rentals
- Garage and parking lot charges
- Toll plaza and bridge fees
- Tourist attractions such as amusement parks, carnivals, circuses, aquariums, and zoos
You can redeem your Bank of America Travel Rewards credit card rewards for a travel credit starting at 2,500 points, and then you can apply that credit to offset the cost of your travel accommodations or other travel-related purchases within 12 months from the purchase date. Bank of America Travel Rewards credit card points are worth 1 cent each when you redeem them for travel.
Bear in mind that there are certain purchases that the Bank of America Travel Rewards credit card does not count as travel. For example, you cannot redeem rewards for in-flight expenses or purchases at duty-free airports, among other things.

Bank of America® Travel Rewards credit card
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