What credit bureau does Capital One VentureOne use?

There are many credit card providers that use Equifax, but you should keep in mind that some will consult all of the credit bureaus in order to determine your creditworthines.

It’s impossible to compile a list of cards that use TransUnion only. The credit bureau your report gets pulled from when you apply for a credit card depends on a variety of factors. Some issuers, according to credit blogs and forums, use certain bureaus more than others. But it’s far from a guarantee. Your location and random chance can play a role too. Plus, credit card companies often pull reports from two bureaus, or even all three. So in a sense, all credit cards use TransUnion. That said, applicants who’ve talked about their experiences online give the impression that Barclaycard, U.S. Bank and Wells Fargo credit cards are most likely to pull TransUnion credit reports. ... read full answer

Here are some credit cards that may use TransUnion:

• For low APR: Barclaycard Ring Mastercard
  No annual fee, balance transfer fee or foreign transaction fee. 10.24% (V) APR. No rewards.Excellent credit required.
• For bad credit: Harley-Davidson Secured (U.S. Bank)
  No annual fee. $300 minimum deposit, $5,000 maximum. 1 point per $1 spent. Redeem 2,500 points for a $25 Harley-Davidson gift card.
• For cash rewards: Wells Fargo Cash Wise Visa
  No annual fee. 12-month 0% APR on purchases and balance transfers. $200 for spending $1,000 in the first 3 months. Unlimited 1.5% cash back on all purchases, and 1.8% on mobile wallet purchases.
• For long 0% APR: Wells Fargo Platinum Visa
  No annual fee. No rewards. 0% APR on purchases and balance transfers for 15 months.

It’s also worth noting that there are Capital One cards for every type of credit advertised on TransUnion’s website. So if you’re hoping to have only your TransUnion report pulled, that could be a good sign. But you’re never guaranteed a certain credit bureau, and issuers aren’t keen to reveal who they usually pull.