What credit bureau does Discover it Business use for approval? This question is about the Discover it® Business Card

What credit bureau does Discover it Business use for approval?

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This question is about the Discover it® Business Card

George Cook, Member

@cook_george • 12/10/18 This answer was first published on 12/10/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Discover seems to prefer Equifax, but they will pull from Experian and TransUnion too, depending on the state you live in. You can call their business credit cards department and ask exactly what applies to you. The number is 1-888-347-2683. Good luck!

Matthew @drtrucker

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“Business” TransUnion doesn’t do Business Credit.

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How long does it take to get a Discover card?

It takes 5 to 7 business days to get a new Discover credit card and 4 to 6 days for replacement cards, in most cases.

Some other credit card issuers do offer even faster access to card info, though. For example, American Express and Capital One may provide customers with their card numbers instantly after approval.

Once you receive your Discover it Card in the mail, you’ll need to activate it in order...

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How can I improve my Discover card approval odds?

Your Discover card approval odds depend mostly on your credit, income, existing debt obligations and, of course, which Discover credit card you have your eye on. Most Discover cards require good credit or better for approval. But the Discover it® Secured Credit Card is available to people with bad credit, and there’s a pair of student cards that don’t require prior credit experience. In any case, like with any other credit card, there are no guarantees that one will get...

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