Rhonda Stewart, WalletHub Loans Analyst
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Elan Financial Services could use any of the three major credit bureaus (TransUnion, Experian or Equifax) for credit card approval.
Keep in mind that applying for a credit card will most likely result in a hard pull on your credit. And this inquiry may lower your score for a short period of time. So make sure you qualify for it.
As for credit reporting, Elan Financial Services reports to all the major credit bureaus.
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