What credit bureau does Elan Financial Services use for credit card approval? This question is about Elan Financial Services Credit Cards

What credit bureau does Elan Financial Services use for credit card approval?

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This question is about Elan Financial Services Credit Cards

Rhonda Stewart, WalletHub Loans Analyst

@rhonda • 03/11/22 This answer was first published on 03/11/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Elan Financial Services could use any of the three major credit bureaus (TransUnion, Experian or Equifax) for credit card approval.

Keep in mind that applying for a credit card will most likely result in a hard pull on your credit. And this inquiry may lower your score for a short period of time. So make sure you qualify for it.

As for credit reporting, Elan Financial Services reports to all the major credit bureaus.

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How much are Elan Financial Services points worth?

Elan Financial Services points are worth 1 cent per point, on average. The value of Elan Financial Services points depends on which Elan Financial Services credit card you have and how you choose to redeem the points. For example, points from Elan Financial Services are worth up to 1 cent each when redeemed for cash back through Elan Financial Services Choose Your Own Rewards.

Elan Financial Services Points Value...

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How can I redeem my Visa Select Card's rewards?

You can redeem your Visa Select Card rewards by logging in to your online account or contacting customer service at (800) 558-3424.

Here's how to redeem your Visa Select Card rewards online:

Log in to your online account. If you don't already have one, you can enroll online.
Select your Visa Select Rewards Card account.
Click on the "Rewards & Benefits" option from the navigation menu.
Click on "Redeem rewards at Rewards Center"...

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How long does it take for a credit card payment to post?

It takes 1 to 3 business days for a credit card payment to post to your account if you pay online or by phone. Payments by mail will take a few days longer. If your credit card is linked to your checking account and both accounts are from the same bank, your payment may post immediately following the transaction. Your issuer’s payment timelines are included in your monthly statement. You can also call your bank’s customer...

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