What credit bureau does the Menards Big Card use?

The easiest way you can apply for the Menards Credit Card is either online or over the phone at (800) 308-6979. Alternatively, you can apply at a Menards store, or at a Capital One branch (the issuer).

Here’s how to apply for the Menards Credit Card:

• Online: To apply for the Menards Credit Card online, you’ll need to provide your full name, email and postal addresses, phone number, date of birth, Social Security number, annual income, and other personal details.... read full answer
  
  After submitting a Menards credit card application online, you will be redirected to a response page within 60 seconds. If the response page says they need more time to review your application, you can later check the status of your application by calling customer service at (800) 903-9177.
• Over the phone: Another way to apply for the Menards Credit Card is by contacting customer service over the phone at (800) 308-6979.
• At a Menards store: You can also apply for the Menards Credit Card in store. Find the one that is closest to you by using the Menards store locator.
• At a Capital One branch: The Menards Credit Card is issued by Capital One, so you can also submit an application in a Capital One branch.

Once approved, you’ll receive your Menards Credit Card in the mail within 7 to 10 business days.

The Menards Credit Card credit score requirement is 640+. That means you need at least fair credit to have a decent shot of approval. So, make sure you know where you stand before applying.

Apart from your credit score, the issuer also takes into consideration your overall financial picture, including your income and existing debt obligations. Your credit score can therefore only be used as a guideline.... read full answer