What credit bureau does Milestone use?

Milestone uses all three major credit bureaus: Equifax, Experian, and TransUnion. The issuer of the Milestone Credit Card, Bank of Missouri, will pull an applicant’s credit report from one of these credit bureaus, then later report account information to all three credit bureaus monthly if the application is approved.

Bank of Missouri doesn’t state publicly whether it pulls credit reports from one credit bureau more than the others when evaluating applications. But the state where you live may determine which credit bureau it uses for your account.

When it comes to credit-bureau reporting for cardholders, you will gradually see your credit improve If the account information Bank of Missouri reports to the credit bureaus is positive. On the other hand, negative information, such as late or missed payments, would further damage your credit.

To see what information about the Milestone Credit Card shows up on your TransUnion credit report, sign up for a free WalletHub account. You’ll also have access to free daily credit score updates, 24/7 credit monitoring and personalized credit-improvement advice.