What credit bureau does U.S. Bank Business Platinum use for approval? This question is about the U.S. Bank Business Platinum Card

What credit bureau does U.S. Bank Business Platinum use for approval?

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This question is about the U.S. Bank Business Platinum Card

Hannah Copley, Member

@hannah_copley • 09/02/20 This answer was first published on 08/28/20 and it was last updated on 09/02/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The U.S. Bank Business Platinum card mainly uses the TransUnion credit bureau for approval.

That doesn't mean that the other major credit bureaus, Experian and Equifax are not used. U.S. Bank might pull your credit from either (or all) of them.

As for reporting, U.S. Bank reports its small business credit cards to Dun and Bradstreet (D&B) and Small Business Financial Exchange (SBFE).

see this user

bvelas12, Member

@bvelas12 • 03/14/23 This answer was first published on 03/14/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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U.S. Bank Hard Pulls TransUnion for approvals. I have also herd they can pull from equifax or experian if not all 3 mostlikley

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