U.S. Bank can pull your credit data from any of the three major U.S. credit bureaus for consumer credit data. That varies based on the state you reside in. However, as many users report, U.S. Bank is most likely to use your TransUnion credit report when considering your credit card application for approval. Therefore it's extremely important to check your TransUnion credit report and make sure there isn't any inaccurate information there before applying.
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