What credit bureau does US Bank use for approvals? This question is about U.S. Bank Credit Cards

What credit bureau does US Bank use for approvals?

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This question is about U.S. Bank Credit Cards

Tommy S Davidson, WalletHub Analyst

@tdvdson94 • 09/19/18 This answer was first published on 09/19/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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U.S. Bank can pull your credit data from any of the three major U.S. credit bureaus for consumer credit data. That varies based on the state you reside in.
However, as many users report, U.S. Bank is most likely to use your TransUnion credit report when considering your credit card application for approval.
Therefore it's extremely important to check your TransUnion credit report and make sure there isn't any inaccurate information there before applying.

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