Cameron DiGiovanni, Writer
@cdigiovanni20
Visa, Mastercard, American Express, and Discover credit cards can be used internationally, though Visa and Mastercard are the most widely accepted abroad. The best type of credit card for international use is a Visa or Mastercard credit card with no foreign transaction fees. You’ll save around 3% on each purchase, compared to a card with a foreign transaction fee.
Credit cards without foreign transaction fees are also crucial when traveling internationally. You’ll save an average of 1.54% on each purchase, compared to a card with a foreign transaction fee. As a result, Visa and Mastercard credit cards with no foreign fees are the best credit cards to use internationally.
Best Credit Cards for International Travel
- Chase Sapphire Preferred® Card : Winner
- Bank of America® Premium Rewards® credit card : Travel Benefits
- Capital One Venture Rewards Credit Card : Travel Rewards
- Bank of America® Travel Rewards credit card : No Annual Fee
- U.S. Bank Altitude Reserve Visa Infinite® Card : Best Value
- U.S. Bank Altitude® Go Visa® Secured Card : Secured
- U.S. Bank Business Altitude™ Connect World Elite Mastercard® : Business
When purchasing from international merchants, remember to also watch out for dynamic currency conversion. By avoiding foreign transaction fees and dynamic currency conversion, you could save up to 10% when using a credit card abroad.
Be aware that chip-and-PIN cards will be slightly more useful when traveling abroad than chip-and-signature cards. Unmanned kiosks, for example, may require a PIN from a chip-and-PIN card. That said, you’ll get around fine if you have any low-fee card on the Visa or Mastercard network and some of the local currency as backup.

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