Visa credit card numbers start with the number 4. Each credit card has a unique string of numbers, but the first one or two digits can help you identify the payment network. For example, Mastercard’s first digit is the number 5 and American Express card numbers start with 3.
When combined with the first digit, the next 5 digits of a credit card number identify the card issuer for any given Visa. The subsequent 8 numbers are part of your account number. These numbers make the card unique to the cardholder. Finally, the last digit is a security measure. It helps verify that the other numbers aren’t entered incorrectly. In total, Visa cards have 16 digits spaced into groups of 4.
A credit card account number is up to 12 digits long and is part of your credit card number. The length of a credit card account number depends on the card issuer: American Express account numbers are 8 digits, for example, while many other card issuers have 9-digit account numbers. A credit card account number is similar to a checking account number, though most people will use their checking account number far more.… read full answer
How to find a credit card account number
You won’t find your credit card account number on your card statement, and usually it can’t be found in your online credit card account details, either. This is for security purposes. But if your credit card number is printed on your card, your account number is, too.
The first 6 digits of your credit card number represent the industry of your credit card and the card issuer. The last digit of your card number is used to verify your card info. The credit card account number begins at the seventh digit and ends on the second-to-last digit.
For example, if your credit card number is 16 digits long, your credit card account number would be the capitalized, bolded digits below:
While it’s good to know how to find a credit card account number - and good to know what your credit card number means - you may never need to use your credit card account number. Some card issuers may require a credit card account number when initiating a balance transfer. But most transactions will use the full credit card number, often along with the expiration date and security code, rather than just the account number.
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