Paying off your balance enables you to completely avoid interest charges. Also, if you pay your bill in full every month, you will benefit from a grace period of up to 24 days (i.e. the period between when your bill is made available each month and when interest begins to be assessed). For more information on this topic, you can check out our Credit Card Bill Payment Guide: http://wallethub.com/edu/paying-credit-card-bills/25558/ . Hope this helps!
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