What is a Chase card?

A Chase card could be a debit card or a credit card. Chase offers a wide variety of credit card options for travel, everyday spending, business expenses and more, while also offering checking accounts for customers who would like access to a Chase debit card.

The primary difference between Chase’s debit and credit cards is that a debit card allows you to use the money you deposit into your Chase checking account, whereas a credit card gives you access to a line of credit that you can use to finance purchases and pay them back later. Credit cards also help you build your credit over time, unlike debit cards. Plus, Chase’s credit cards have far better rewards and other benefits than Chase’s debit cards.… read full answer

You can compare the latest Chase checking accounts and Chase credit card offers on WalletHub.

Most Chase credit cards are on the Visa network. However, there are also a few Chase cards on the Mastercard network, such as the Chase Freedom Flex card. The network varies by card, so your Chase credit card can be either a Visa or Mastercard.

Popular Chase Visa & Mastercard Credit Cards

Whether you have a Visa or Mastercard credit card doesn’t make much of a difference because both card networks are accepted at nearly all merchants that take credit cards. Given the minimal differences in card acceptance, it’s safe to put more emphasis on unique rewards and benefits when comparing Chase cards.